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Citibank signature loans feedback: Finance having strong interest rates to have current Citi consumers

Citibank signature loans feedback: Finance having strong interest rates to have current Citi consumers

The bottom line: Citibank has the benefit of signature loans having very good rates of interest versus battle. Yet not, just established Citi clients are eligible for finance, as well as the amount you can use is restricted.

Citibank personal loan quantity and you may interest levels

Citibank mortgage wide variety range between $dos,100000 so you can $29,100, and the team welcomes applications of customers of all of the fifty says and you may Washington, DC.

Depending on your credit rating or other monetary products, their Apr will are priced between eight.99 in order to %, that is mediocre compared to the some other big competitors’ ple, Marcus’ pricing cover anything from six.99% in order to %, if you find yourself Avant’s finance keeps APRs ranging from 9.95% to help you %.

Positives and negatives regarding Citibank personal loans

  • Aggressive Annual percentage rate variety. Both the better and you may base comes to an end out of Citi’s Apr range is prior to almost every other similar lenders. But not, when you have better-notch credit you happen to be able to find lower pricing which have almost every other lenders, such Lightstream otherwise SoFi.
  • No prepayment punishment otherwise origination payment. You’re able to repay your loan as opposed to running into a supplementary percentage. Citi and additionally won’t charge a fee a keen origination percentage, that is an amount of money deducted from the financing balance when funds try disbursed.
  • Rate write off which have Autopay. You’re getting good 0.50% interest rate disregard after you sign up for automatic payments into the your loan.
  • Limited so you can established Citi people. You must have an excellent Citi put account open to have the absolute minimum of a single seasons before you could sign up for that loan.
  • Late costs. You are charged a late percentage away from $twenty-five whether your mortgage commission try later.

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